You can cancel your policy at any time after the first 14 days from the commencement date of this insurance and in the event you have paid your premium in full annually then we will return any premium you may have paid for any period of insurance left provided you have not made a claim or have a pending claim. We will give you a pro-rata refund of the premium for the remaining portion of the period of insurance less an administration fee of up to £20 to reflect the costs or arranging and cancelling the policy.
We may cancel this policy if your payment fails or you have withdrawn your payment details and no other method of payment is provided. We will attempt to contact you to verify if this was intentional.
We may cancel this policy by giving you 14 days’ notice in writing where we have a valid reason. A valid reason includes, but is not limited to, non-payment of your premium or not complying with our conditions of cover. We will cancel the policy immediately if we have evidence of fraud or serious non-disclosure and backdate that cancellation to the relevant date.